Training on Commercial Poultry Farming.

Poultry farming in Nepal and its popularity increasing between local farmers they raising chickens organically for meats or eggs that provides a rapid return on your investment. Chicken farming in Nepal is very popular between urban and rural farmers of Nepal. Pasture raised chicken farming is a best source to maximize their benefit of villagers. Basically chickens grow on a farm for meat, eggs and down.

 
Chickens raised for eggs are usually called layers while chickens raised for meat are often called broilers but we have Nepali local chickens rising also. Chicken farm needs to control all aspects of nutrition, breeding, selection, incubation, hatching and growing to produce high quality poultry products at chicken farm. Rearing chicken is quite difficult than other species of poultry farming, before start an chicken farming it is necessary to know chicken farming facts like food, care, diseases, breeds and chicken farm management. The program was conducted at Tandi from 5th March to 7th March 2021 for three days. The program was facilitated by Dr. Yogendra Raj Panta, Dr. Anil Regmi and Dr. Nishan Aryal as the trainers. The ward representative of Tandi Muncipality  ward no 1 Ratnanagar Bakular Mr. Babu Ram Gautam, branch manager of the Tandi branch of Nirdhan Utthan Laghubitta Bittiya Sanstha Limited Mr. Jyoti Raj Regmi, among others were present in the event. The topics of the training program covered Introduction, objectives sharing, expectation collection, Bio-security and shed cleaning, Preparation for brooding/brooding management, Management practices: litter, feeding & water, Light, temperature, humidity & ventilation, medication, vaccine & vaccination, Heat and cold stress, signs of healthy & sick birds, Catching and transportation of birds, grading, isolation, culling & disposal of dead birds, Important disease conditions (major diseases, symptoms to call for vets) including field visit to poultry farm.

Training on Commercial Buffalo Farming.

Buffalo farming in Nepal is a profitable business it has good potential source for generating income and employment in community. Buffalo is multi-purpose animals commercial buffalo farming in Nepal is to produce the milk, meat and skin. Demands of grass feed buffalo meat and organic dairy products increasing rapidly all over the world because of its distinctive flavor and health benefits.

For thousands of years man has raised buffalo for Milk and meat in India and Nepal, now Buffalo farming is an almost worldwide phenomenon. Buffalo milk contains more butter fat in this way price of buffalo milk is more. Buffalo is strong then cows and lest chance to surfing from daisies and easy to feed, grow and make the shelter. Base of economy of Nepal depend on agriculture there are lot of possibility in buffalo farming. Our buffalo eat green grass; high quality hay, grazing on pastures and produces milk and meats supply on market.
Buffalo farming is a best source to improve the economic status of rural farmers.  It is necessary to know about food, care, health, nutrition, pasture, breeds and farm management before starting Buffalo farming. This program offers Women a full training and the skills they need to start their own farming business.

The program was conducted at Lahan from 1st March to 3rd March 2021 for three days. The program was facilitated by Mr. Durlachanda Choudhary , Mr. Dhani Ram Pandit and Raghupati Choudhary as the trainers. The ward chairperson of Lahan Muncipality  ward no 4 Hulaki Tole  Mr Rambabu Pandit , branch manager of the Lahan branch of Nirdhan Utthan Laghubitta Bittiya Sanstha Limited Mr. Sunil Kumar Singh, among others were present in the event. The topics of the training program covered Introduction, objectives sharing, expectation collection, Balance Diet and Pasture Management, Preparation of balance Diets from local available materials, Life cycle and Cattle Breeding, Production Management, Prevention and control of Disease and Parasites.

Training on Commercial Coffee Farming.

Nepal is a country that is gifted geographically. Despite the fact that the total land area of Nepal is so small, you can find different landscapes as a part of the country. However, the majority of the land area in Nepal is covered in hills. On top of that, the climate of Nepal is balanced, ideally hot during summer and cold during the winter. All these factors work together to create an environment that is ideal for coffee farming in Nepal. It is for a reason that the coffee that is produced in Nepal is considered to be among the highest standard coffee beans in the world.

Coffee is most popular and widely used drink around the globe, Coffee farming in Nepal is not only to upgrade the economic condition of rural people but also to protect the environment for next generations. Nepali coffee is high quality, rich in aroma and flavor. Nepal produces coffee without using chemical fertilizers and pesticides. Coffee farming is not an easy business; coffee is one of the most traded agricultural commodities, coffee crops from the same farm can taste significantly different from year to year.

Though coffee was first produced in Nepal around 6 decades ago, it has only been around three decades since commercial coffee farming in Nepal was initiated. Though coffee is one of the most sophisticated crops to grow, as it requires great care in all the stages of the coffee production process, it is also one of the products that have the highest market values and great returns. These days, any farmer who knows the benefits of coffee farming in Nepal, would definitely choose coffee agriculture and farming over other products. Coffee Farming in Nepal has taken over the farming industry by storm.

One of the main reasons why coffee farming in Nepal is such a profitable business is the high demand of coffee. The demands exist not just in the international markets but Nepalese markets as well. Gone are the days when the Nepalese people were content with instant coffee. In the present, everyone needs organic coffee-based drinks. Now, not many people realize it but the reason behind this is also coffee farming in Nepal. Importing organic coffee from abroad causes the price of the coffee beans to go high, making it unaffordable for the majority of locals. Since the initiation of commercial coffee farming in Nepal, the locals have been getting their hands on international standard coffee at a very low price. This is one of the reasons that have influenced them to consume more coffee. Without coffee farming in Nepal, this would’ve been impossible.

The training program was conducted from 24th FEB  to 26th FEB 2021 on ‘Commercial Coffee Farming’ at Ilam where thirty members of Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd Ilam branch office participated. The training program was organized to improve the income generation capacity of farmers through growing coffee commercially . The training program was highly successful as evident from the feedback of the participating members. The program was facilitated by the resource persons Mr. Toni Bardewa Chief of Krishi Gyan Kendra Ilam and Mr. Ananta Mani Bhattarai Assistant Professor of Mahendra Ratna Multiple Campus. The ward representative of Ilam District Sangrumba municipality ward no 12  Mr. Bhanubhakta Ghimire , branch manager of the Ilam branch of Nirdhan Utthan Laghubitta Bittiya Sanstha Limited Mr. Shiva Raj Kafle, among others were present in the event. The topics covered in the training program were field preparation, climate requirements for coffee cultivation, nursery management, and irrigation management, pest and disease management, and post-harvest, grading, value addition and other practices of coffee including field visit to coffee farm.

Skilled Development Training Program

Training on Commercial Vegetables Farming.

Vegetables are one of the nutritious foods and are considered to be protective foods since they contain high amount of vitamins and minerals. As per the general health standard, the minimum consumption requirement of the vegetables per person is 300 grams. Vegetables also supply dietary fibers (cellulose, Hemi cellulose, and lignin), which are essential for normal peristaltic action of the intestine. In Nepal, the production of vegetables is to be encouraged and expanded because the minimum requirement of vegetable intake is very low. Majority of the Nepali Farmers have small holdings and have to specialize in production with a high return from a small area. In this regards commercial vegetables farming plays a major role. Vegetable crops are efficient to generate cash even from a small plot of land in a short period of time and helps farmers reduce poverty. Nepal has the advantages of climatic condition. We can grow different winter and summer vegetables simultaneously taking advantages of altitude. Different study results revealed that the number of farmers growing different kinds of vegetables is increasing, the production and supply of vegetables in the market is also regularly increasing. There have been improvements in the access of agri-inputs in vegetable cultivation, production technologies and marketing channels to market their produce. However, the area under vegetable cultivation is very small, there has been an increase under the area of vegetable cultivation and shift from subsistence farming to commercialize is needed. The training was provided in order to educate the women on various aspects of Commercial vegetable farming.

The training program was conducted from 4th June 2019 to 6th June 2019 on ‘Commercial Vegetable Farming’ at Tikathali , Lalitpur where thirty seven members of Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd Tikathali branch office participated. The training program was organized to improve the income generation capacity of farmers through vegetable farming technology. The training program with resource persons Mr. Puskar Acharya and Mr. Basudev Subedi on farm training was highly successful as evident from the feedback of the participating members. The topics of the training program covered field preparation, nursery management, nutrient and irrigation management, pest and disease management, organic farming and post harvest management of vegetable crops.

Soap Making Training

This program offers Women a full training and the skills they need to start their own business as well as create an income for themselves and their families. In everyday life we have to we use soap to wash dishes, clean clothes, or keep our bodies clean. Soap therefore has numerous applications in our daily life. One of its great values is keeping our household a far better place to live and work. Soap production can be regarded as one area of business that is lucrative and needs only little capital to start with, and considering the easily available resources.

The skilled development program in order to empowering 17 earthquake affected women was conducted at Dakshinkali from 6th May to 9th May 2019 for four days. The program  was attended by CEO of the Nirdhan Sanstha Ms. Anju Pandey Pant and was facilitated by Ms. Sajana Nakarmi as the trainers. The CEO of Nirdhan Utthan Laghubitta Bittiya Sanstha Limited Mr. Janardan Dev Pant, branch manager of the Dakshinkali branch of Nirdhan Utthan Laghubitta Bittiya Sanstha Limited Mr. Santosh Raj Pant, among others were present in the event.

Another same type of skill development training program was also conducted for the members of Galchhi branch on 9th June to 11th June 2019 where sixty two members participated in the training. The training event was facilitated by Branch Manager of Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd , Galchhi Branch Mr. Bir Bahadur Lama and Program Officer of Nirdhan  Mr. Manish Ratna Konajo and Account Officer of Nirdhan Ms. Bina Thapa  as the trainers. In the training session, essential raw materials, proper composition of chemicals, processing methods, storing methods, packing and weighting, enterprise budgeting, and marketing were the main topics discussed. The closing ceremony was attended by Executive Officer of Nirdhan Ms. Anju Pandey  as a chief guest and Vice Chairman of Nirdhan Mr. Janardan Dev Pant. In the closing session, chief guest and representative from Galchhi VDC, Operational Officer Mr. Dan Bahadur Aidi expressed that it will be great to start a business after getting the training and briefly describe about the registration process and procedures of small scale Industries in the similar way special guest from Nirdhan Ms. Anju Pandey Executive Officer told the participants brief history about the Nirdhan and expressed her thoughts regarding the training program and promise to support and help in every possible way under her circumstance in the process to start their business. At the end of the training, participants shared that the training was very useful, productive and they committed to start small scale the soap making factory.

Achievements & Impacts

  • With the organized effort of six client members from Dakshinkali by taking two rooms on rent started to produce the round handmade soap within five month from the date of their training program. Their initial investment was around Rs 50,000.00. Now they had invested additional Rs 1,50,000.00 in this business. They supplied the finished product to the local shops in wholesale price and had planned to cover other place also.

Financial Literacy Trainings for SAFAL

The populations of the hilly and mountainous regions of Nepal still remain under-served in terms of access of micro finance. Since these areas are considered risky and expensive to serve, most of the financial institutions are hesitant to operate in these areas.  Nevertheless, Mercy Corps have enabled the related MFIs expand into these areas with innovative product and qualitative service for these needy poor households through the DFID funded Sustainable Access to Finance and Livelihoods in Nepal (SAFAL Nepal)” program. To supplement SAFAL, Financial Literacy Training (FLT) are being carried out in Rukum, Banke, Kalikot and Jumla by Mecry Corps and Nirdhan in order to increase the loan repayment capacities of these rural poor households so that they can better utilize the loans they take out from the MFIs. With the help of financial literacy trainings, the target groups are able to make informed decisions about savings, money and risk management and practice sound financial behavior. The target clients are also able to participate more confidently in micro-enterprise creation and increased productivity.

The overall goal of the project is to improve the overall livelihood status of the poor rural MFI clients by providing them with helpful financial management knowledge:

  • Carry out FLT for the MFI groups according to the curriculum developed by Mercy Corps; Each group will receive 26 sessions of training
  • Each group of MFI will have 20-25 participants
  • By the end of the project period, the following number of 204 MFI groups will have been trained: Banke (Fattepur) – 28, Kalikot – 28, Jumla – 28, Rukum (Chaurjahari) – 24
  • To train additional facilitators to deliver the training if needed according to the ToT provided by Mercy Corps
  • Monitoring and supervision of the FLT by Mercy Corps and Nirdhan
  • Periodic evaluation of the FLT

Ultra Poor into Microfinance in Nepal Survey Project,Jajarkot District.

This program findings of a survey of 819 households in Jajarkot districts of Triveni Nalguad Municipality Ward no. 9,10,11,12 and 13 which start from July 2018 and end by November 2018. The data from this survey presents probably the most comprehensive dataset ever generated about the livelihoods of people living in the region. The survey was based on the following main activities:

  1. Design a baseline survey tool using PPI and Oxford Multidimensional Poverty Index indicators to ensure that those selected for group membership are the ultra-poor and to track their progress with the support from Centre for Microfinance (CMF), Jeff Ashe, Nirdhan MFI and Achyut Aryal
  2. Carry out the baseline survey at the project site with the help of field staff to be recruited.
  3. Analyze the baseline survey findings with the support from CMF and  Jeff and Achyut Aryal.
  4. Develop a monthly monitoring tool to measure progress and collect and analyze this information with the support from CMF
  5. Train and support savings groups with between 500 and 700 members at two Nirdhan branch offices.

Objective of Baseline Survey

The main purpose behind baseline survey is to collect information in Jajarkot districts of Triveni Nalguad Municipality Ward no. 9,10,11,12 and 13  for identifying ultra-poor using PPI and multi-dimensional poverty measuring tool and others. So, some of the objective of Baseline includes:  To find out the present status of people in accordance to Social, Demographic and Economic. Later on to trace the area of interest of respondents for skill training, support and job placement opportunities. 

Survey Design and method

Development of questionnaire

The baseline questionnaire was designed with a view to capturing a wide range of results. Centre for microfinance (CMF), Nepal had developed a questionnaire including the indicators from PPI and multi-dimensional poverty measuring tool and finalized it incorporating the feedback of Jeffery Ashe and the team.

Detail questionnaire form –Annex 1

Data Collection Process

For the data collection process two interviewers were hired among eleven applicants after complete process of interview and evaluation as per their qualification and experience. They were also trained to make them fully capable to take interview of households the region. The virtual data collection platform was set up and the responsible officials were oriented for field level data collection. The way in which the data was collected was through one-to-one interview and observation method. In the starting stage the data collection was done on paper base as its time consuming and costly as compare to digital so later on Smart phones were used by enumerators to record survey data and digital data collection. Data collection process was monitored and technical backstopping was provided, when needed, during the entire process of data collection period by CMF technical experts. The responses of the participants were treated with strict confidentiality.

Descriptive Analysis

This section presents some of the descriptive analysis of the final set of data collected from 5 wards of Nalgadh Municipality of Jajarkot District.

  1. Data collected by enumerators
  • Age of the respondents
  • Distribution of respondents as per their caste/ethnicity
  • Marital status of the respondents
  • Gender of Household head
  •  Distribution of respondents as per the ward number
Location Target No. Survey No. Result
Jajarkot District 700 households 819 households Achieved

Progress.

The data collection process was completed on 25th November 2018.The final compiled data set consisted information of 819 households from Ward no. 9,10,11,12 and 13 of Nalgadh Municipality of Jajarkot district. The final compiled data set, codebook and questionnaire have already been forwarded to the team on 26th November 2018 and also attached along with this report.

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Community Based Micro Health Insurance Project (CBMHIP),Banke.

Community Based Micro Health Insurance Project.

Community Based Micro Insurance Project (CBMHI), Sanjeevani, is being implemented by Nirdhan NGO since October 2010  in Banke district with the financial assistance from Save the Children Nepal with technical partnership with Micro Insurance Academy (MIA), India. Sanjeevani is an inclusive, community owned and managed micro health insurance program, working in impoverished areas of Banke, through which the scheme members pool their resources to reduce their collective financial risks when receiving health services. The bottom-up model aims to close the health gap and reduce vulnerability through the active participation of community members in all stages of management and decision-making processes. By providing discounted health services and offering linkages with service providers, the CBMHI has been building community trust in formal health systems and changing health-care seeking behavior to improve health states. Thus, Sanjeevani hopes to increase economic security by reducing the financial burden of accessing local health care and validate itself as a model to extend universal health coverage in rural Nepal.

The voluntary and contributory CBMHI has completed four years of successful implementation and is in the second phase of its implementation. Within this period, it has obtained significant triumphs that have been universally commended. Currently, the micro health insurance program has extended its coverage to 15 VDCs, a municipality (Kohalpur) and the Sub-Metropolitan city of Nepalgunj in Banke, creating a strong network of about 13,701 members clustered within the 300 self-reliant groups (SRGs) of Nirdhan Utthan Bank Limited (NUBL). The project’s technical partner Micro Insurance Academy (MIA) has been providing training, technical assistance, information dissemination, and management and evaluation services for the successful and collaborative implementation of the CBMHI. Similarly, financial support is provided by Save the Children Nepal through donations from MISEREOR.

Objectives:  The project has been targeted to achieve the following project objectives through the 5 results:

Objective 1: Increased access to inclusive and affordable micro health insurance scheme :

Result 1:  Micro heath insurance units are financially sustainable and cover 45,000 consumers of all ages and risk profiles.

Objective 2: Increased knowledge of financial risk management among poor households:  

Result 2: Potential consumers have access to information on the potential benefits of micro health insurance.

Objective 3: Increased capacity of communities to self-administer a micro health :             

Result 3: Community self-administer Micro Health Insurance Units, through standard detailed business processes and MIS systems.

Objective 4: Increased risk transfer from communities to commercial entities (re-insurers) :

Result 4: Commercial entities cover outlier and catastrophic exposure when Insured persons are likely to be exposed to catastrophic costs above the insurance cap.

Objective 5: Policy makers acknowledge micro insurance as an effective poverty alleviation and risk management :

Result 5: Local, District and National level policy makers are exposed to micro insurance and its benefits.

Achievements:

Nowadays Target groups have started to feel and hope CBMHI will let them have enormous possessions for their health treatment expenses. Not only the health insurance program has become very informative for community health education, it also has increased the level of knowledge on health risk management as well as changing behavior of communities for health consciousness. Members have got highly confident and feel safer health services accessible to them as the number of service providers has been increased according to their need and interest.

Organizational structure of the micro-insurance model:

There is one Main committee/Coordination committee which includes seven members representing five Self Help Groups (SHGs). At least a member from a Sub-committee comes to participate in the main committee.

There are five SHGs/Claim committees each of which includes seven member governing committee in each SHG comprising representatives from   sub-committees.

The SRGs are formed by NUBL Branch offices: Kohalpur, Ranjha, Udaypur, Paraspur, and Khajura. All the SRGs are from different clusters and VDCs within Banke district. These structures are facilitated by Nirdhan NGO. The members of sub-committee, SHGs and Main Committee comprise 300 SRGs, and are working into the community based program.

All the SRGs are from different clusters and VDCs within the district. These structures are facilitated by Nirdhan NGO through its program staffs, coordinators and activists (even though, they are paid by project, they are controlled and supervised by SHGs and Main committee). The members of sub-committee, SHG and Main committee are the member of SRGs, making the working model as completely community based.

Nirdhan Business Development Services (NBDS)

Nirdhan Business Development Services (NBDS):

Nirdhan has BDS program to the MFI clients, especially NUBL clients.  Presently, MFIs are addressing livelihood for their clients.  BDS is the tool for helping to MFIs clients for their business skill Development and scale up their business. MFIs can address the poverty reduction through their Micro-Credit Services with integration of  NBDS.

Objectives:

  1. Creation of business awareness and motivation among rural communities.
  2. Qualitative and Quantitative improvement of self- employment and small-scale enterprises in the rural area of country.
  3. Creating more employment and Self- employment opportunities for women and youth.
  4. Assisting members to select suitable enterprises.
  5. Providing training for entrepreneurship development and technical skill training.
  6. Business consultancy and advisory services.
  7. Building market linkages.
  8. Providing training for feasibility studies of proposed business.
  9. Creation of a favorable credit culture.
  10. Ensuring a better standard of living for MFIs clients.

Last Updated (Thursday, 17 December 2015 06:47)

Training on Soap Making (Hard and Liquid Soap) at Tikathali,Lalitpur and Chaling,Bhaktapur.

Training on Soap Making (Hard and Liquid Soap).

The program offers Women a full training and the skills they need to start their own business as well as create an income for themselves and their families. In everyday life we use soap to wash dishes, clean clothes, or keep our bodies clean. Soap therefore has numerous applications in our daily life. One of its great values is keeping our household a far better place to live and work. Soap production can be regarded as one area of business that is lucrative and needs only little capital to start with, and considering the easily available resources.

NULB organised Hard and Liquid Soap Making Training at Lalitpur,Tikathali dated 21st to 22nd June 2018 with the objective to utilize leisure time of women and make them self-employed.17 members participated in the training program.

Training was facilitated by Sapana Bhulun, Laxmi Rai and Global Peace Foundation Program Officer Sumit Sunuwar.They start the training program with the safety first used of mask and gloves during practical session and eye drops , cold water in case of emergency. In the training, essential raw materials, proper composition of chemicals, processing methods, storing methods, cutting measurements and weighting, enterprise budgeting, method to and marketing were the main topics discussed. At the end, participants expressed that the training was very effective and requested to organize such training again and again.

Similarly, training on soap making also organized at Bhaktapur, Chaling Branch NULB dated 9th to 10th July 2018 in which 18 members from different branch (Tikathali, ,Gagalfadi, and Chaling)participated in addition Waste Management through Vermicompost training also provided on the first day of training.

Commercial Vegetables Farming Training in Nuwakot,Dhikure.

Training on Commercial Vegetables Farming:  Vegetables are one of the nutritious foods and are considered to be protective foods since they contain high amount of vitamins and minerals. As per the general health standard, the minimum consumption requirement of the vegetables per person is 300 grams. Vegetables also supply dietary fibers (cellulose, Hemi cellulose, and lignin), which are essential for normal peristaltic action of the intestine. In Nepal, the production of vegetables is to be encouraged and expanded because the minimum requirement of vegetable intake is very low.Majority of the Nepali Farmers have small holdings and have to specialize in production with a high return from a small area. In this regards commercial vegetables farming plays a major role. Vegetable crops are efficient to generate cash even from a small plot of land in a short period of time and helps farmers reduce poverty. Nepal has the advantages of climatic condition. We can grow different winter and summer vegetables simultaneously taking advantages of altitude. Different study results revealed that the number of farmers growing different kinds of vegetables is increasing, the production and supply of vegetables in the market is also regularly increasing. There have been improvements in the access of agri-inputs in vegetable cultivation, production technologies and marketing channels to market their produce. However, the area under vegetable cultivation is very small, there has been an increase under the area of vegetable cultivation and shift from subsistence farming to commercialize is needed.

The training was provided in order to educate the women on various aspects of Commercial vegetable farming. The training was conducted for 3 days at Dhikure, Nuwakot on 20th May 2018 to 22nd May 2018. Altogether there were 30 women participants.

Trainer Senior Agricultural Officer Mr. Uma Nath Bhandari and Technical Assistant Mr. Umesh Kumar Mahato from Prime Minister Agriculture Modernisation Project (Potato Zone) facilitated the training. They had divided the training into theoretical and practical session so that the participants have detail knowledge about vegetable farming. They trained them starting with the importance of vegetable farming with different aspects (health wise, economic wise ,employment wise ,tourism wise, business wise) , seasonal and off seasonal vegetable farming, method of seed planting, tunnel making methods, new technological irrigation method, precaution that should be taken during the planting, and preparing organic and chemical fertilizers. Beside that they shared some ideas about income generation and marketing of vegetable. They also oriented farmers how farmers can make vegetable farming as a profitable business.

Overall Objective:To increase the income level of the poor farming households through commercial farming of vegetables.

Specific objectives:

  • Enhance farmers’ capacity to grow and market seasonal and off season vegetables.
  • Provide agricultural inputs and technical supports.
  • Develop and implement mechanism for the sustainability and up-scaling.

Opportunities:

  • Increasing demand of vegetables in the domestic markets, possibility of export market to different countries.
  • Climatic suitability of hills to produce some unique vegetables with specific taste and quality, production potentials of cauliflower, tomato and beans in the early winter months.
  • Government’s provisions include various facilities such as technically capable agriculture extension department, research agency to deliver services to the farmers.
  • Availability of exporters and various stakeholders.
  • Availability of commerce and trade related department to provide facilities and advise to the exporters/traders, availability of the technical institutions related to processing and packaging technology.