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Nirdhan is poverty focused non-profit organization and the first replicator of the Grameen Bank Financial system in Nepal,Established in 1991 as non-governmental organisation under the society Registration Act,1997 is the outcome of its founder Executive Chairman Dr.Harihar Dev Pant’s study visit to Grameen Bank of Bangladesh in 1986.Nirdhan is affiliated with Social Welfare Council of Nepal.

Nirdhan started its operations from the Siktahan VDC of Rupandehi District in Western Nepal near the Indo-Nepal border having characteristics of high population density and high proportion of poor households, and therefore was chosen for the introduction of micro-finance services on Grameen Banking pattern. The operation started in March 1993 with two staff, one project manager and one credit officer. Nirdhan obtained a limited banking license from the central Bank of Nepal in 1994. This enabled Nirdhan to mobilize voluntary savings from its members/clients. In November 1998, Nirdhan Utthan Bank Limited (NUBL) was registered as a poverty focused development bank on Nirdhan (NGO)’s initiative. In April 1999, the Central Bank (Nepal Rastra Bank) granted NUBL a license to undertake the banking activities under the Development Bank Act, 1996. Nirdhan transferred all its microfinance operations to Nirdhan Utthan Bank. Shareholders of the Nirdhan Utthan Bank are Nirdhan (the parent organization), Himalayan Bank Limited, Nepal Arab Bank Limited, The Grameen Trust, private individuals and the bank employees. As of January 16, 2018 the bank has been providing micro-finance services to 304,282 clients in 77 out of 77 districts of Nepal.

After the transfer of its microfinance operations to Nirdhan Utthan Bank, Nirdhan (NGO) limited its activities in providing non-financial services to the clients of NUBL such as skill development, entrepreneurship and community based micro insurance training in the area of comparative economic advantage, market development and technical backstopping for micro enterprises development for household economic security.

Nirdhan’s mission is to improve the lives of deprived, rural and economically disadvantaged population, especially women, through microfinance and other applicable support services to enable them to engage in self-employment and microenterprise activities.

Nirdhan has extensive expertise in livelihood development, employment creation, education, agricultural enterprise development and providing financial security in impoverished communities of Nepal. Nirdhan’s expertise in working with marginalized and vulnerable communities and its commitment to mainstreaming gender in development projects has been at the core of its successful intervention strategies to promote social inclusion. Working in tandem with Nirdhan Utthan Bank Limited (NUBL), Nirdhan has been streamlining service delivery practices to improve outcomes of those services delivered and strengthen the capacity of NUBL clients to uplift their quality of lives as well as loan repayment abilities. Nirdhan continues to focus its operations in community-based project management and local sustainability approaches and fosters an environment for social mobilization created through meticulous awareness, skills development and monitoring programs.